Beauty and Fashion Blog

At the beginning of the New Year, I always try and put together a bit of a financial plan for the forthcoming year. Of course you are always going to have some months with additional outgoings. Unfortunately when I had my children, even though there is a 5 year age gap, their actual birthdays are only a few days apart, so March and April are pretty expensive months. My daughter is always easy to buy for, give her a piece of silver jewellery and she is more than happy. My son is really difficult to buy for and he is really particular about what he does and doesn’t like. He doesn’t like any sort of men’s jewellery, so this is never an option. Last year he turned 18 and we decided to push the boat out and treat him to an hours flying lesson from our local airport. This caused a huge row, but that is another story!!

Every August we always seem to be desperately short of cash as this is the month we take our holiday. If I had a choice I wouldn’t take my holiday in August, but as my daughter is still at school, it’s pretty hard to take holidays at any other time. It’s totally unreasonable though as you end up paying double for your holiday, just because the travel firms know you have to take your holidays then.

For us September is also a costly month as not only is it my husband’s birthday but also our wedding anniversary. Last year was our 20th Anniversary and even though I dropped many a hint, the silver earrings I wanted never did materialise. This year for our 21st anniversary, he had better get it right, otherwise I can foresee big problems.

After September, we inevitably have the build up to Christmas so money is tighter than ever. You scrimp and save for this and that, and then by the time you get to the end of the year, you have to start all over again after Christmas.

What I need to do is get the winning numbers for the National Lottery. Having bought a ticket every week since the lottery started in November 1994, surely it must be nearing my time for the big win! Just think how much jewellery I could buy myself with no worries that hubby has got me the wrong present AGAIN!!